43-9041.00Apprenticeship

Insurance Claims & Policy Processing Clerks

Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.

Career Cluster:Financial Services
Job Family:Office and Administrative Support
Job Zone:Job Zone Two: Some Preparation Needed
Industry:Finance and Insurance
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Technology Tools

Microsoft Office softwareMicrosoft AccessMicrosoft ExcelMicrosoft OutlookMicrosoft PowerPointMicrosoft WordMicrosoft Windows

Key Tasks

  • Prepare insurance claim forms or related documents, and review them for completeness.
  • Pay small claims.
  • Calculate amount of claim.
  • Post or attach information to claim file.
  • Transmit claims for payment or further investigation.
  • Review insurance policy to determine coverage.
  • Contact insured or other involved persons to obtain missing information.
  • Process, prepare, and submit business or government forms, such as submitting applications for coverage to insurance carriers.
  • Process and record new insurance policies and claims.
  • Organize or work with detailed office or warehouse records, using computers to enter, access, search or retrieve data.
  • Provide customer service, such as limited instructions on proceeding with claims or referrals to auto repair facilities or local contractors.
  • Correspond with insured or agent to obtain information or to inform them of account status or changes.
  • Review and verify data, such as age, name, address, and principal sum and value of property, on insurance applications and policies.
  • Examine letters from policyholders or agents, original insurance applications, and other company documents to determine if changes are needed and effects of changes.
  • Compare information from application to criteria for policy reinstatement, and approve reinstatement when criteria are met.
  • Transcribe data to worksheets, and enter data into computer for use in preparing documents and adjusting accounts.
  • Collect initial premiums and issue receipts.
  • Interview clients and take their calls to provide customer service and obtain information on claims.
  • Obtain computer printout of policy cancellations, or retrieve cancellation cards from file.
  • Compose business correspondence for supervisors, managers, and professionals.
  • Notify insurance agent and accounting department of policy cancellation.
  • Enter insurance- and claims-related information into database systems.
  • Modify, update, or process existing policies and claims to reflect any change in beneficiary, amount of coverage, or type of insurance.
  • Organize or work with detailed office or warehouse records, maintaining files for each policyholder, including policies that are to be reinstated or cancelled.
  • Calculate premiums, refunds, commissions, adjustments, or new reserve requirements, using insurance rate standards.

Skills

Reading Comprehension
63%
Time Management
63%
Speaking
60%
Active Listening
56%
Critical Thinking
56%
Social Perceptiveness
53%
Writing
53%
Service Orientation
53%
Coordination
53%
Complex Problem Solving
50%
Monitoring
50%
Judgment and Decision Making
50%
Negotiation
47%
Persuasion
44%
Active Learning
41%
Systems Analysis
41%
Systems Evaluation
41%
Learning Strategies
41%
Instructing
38%
Mathematics
35%
Management of Personnel Resources
25%
Operations Monitoring
22%
Programming
16%
Quality Control Analysis
16%
Management of Financial Resources
13%
Operations Analysis
10%
Management of Material Resources
10%
Operation and Control
6%
Troubleshooting
3%
Science
3%
Technology Design
3%
Repairing
0%
Installation
0%
Equipment Selection
0%
Equipment Maintenance
0%

Knowledge

Customer and Personal Service
81%
Administrative
72%
English Language
65%
Computers and Electronics
50%
Mathematics
48%
Administration and Management
36%
Communications and Media
31%
Production and Processing
31%
Law and Government
29%
Economics and Accounting
27%
Education and Training
25%
Telecommunications
23%
Personnel and Human Resources
21%
Psychology
20%
Sales and Marketing
19%
Medicine and Dentistry
18%
Public Safety and Security
16%
Therapy and Counseling
12%
Sociology and Anthropology
11%
Geography
9%
Transportation
9%
Philosophy and Theology
8%
Biology
7%
Building and Construction
7%
Foreign Language
6%
Mechanical
5%
Engineering and Technology
5%
Physics
4%
History and Archeology
3%
Design
2%
Fine Arts
1%
Food Production
0%
Chemistry
0%

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Abilities

Oral Comprehension
66%
Written Comprehension
66%
Near Vision
63%
Oral Expression
63%
Speech Recognition
63%
Speech Clarity
63%
Deductive Reasoning
60%
Information Ordering
60%
Written Expression
60%
Problem Sensitivity
56%
Category Flexibility
53%
Inductive Reasoning
53%
Selective Attention
47%
Perceptual Speed
44%
Far Vision
41%
Mathematical Reasoning
41%
Flexibility of Closure
41%
Time Sharing
41%
Number Facility
41%
Memorization
35%
Fluency of Ideas
35%
Speed of Closure
35%
Auditory Attention
31%
Originality
31%
Trunk Strength
28%
Visual Color Discrimination
28%
Visualization
25%
Hearing Sensitivity
25%
Finger Dexterity
25%
Arm-Hand Steadiness
22%
Control Precision
22%
Wrist-Finger Speed
22%
Manual Dexterity
22%
Dynamic Strength
16%
Reaction Time
6%
Depth Perception
6%
Multilimb Coordination
6%
Spatial Orientation
6%
Speed of Limb Movement
6%
Rate Control
6%
Response Orientation
6%
Extent Flexibility
3%
Sound Localization
3%
Stamina
3%
Static Strength
3%
Peripheral Vision
3%
Glare Sensitivity
3%
Night Vision
0%
Explosive Strength
0%
Gross Body Equilibrium
0%
Dynamic Flexibility
0%
Gross Body Coordination
0%

Work Activities

Working with Computers
86%
Getting Information
80%
Processing Information
78%
Documenting/Recording Information
77%
Communicating with Supervisors, Peers, or Subordinates
77%
Evaluating Information to Determine Compliance with Standards
76%
Communicating with People Outside the Organization
69%
Establishing and Maintaining Interpersonal Relationships
69%
Updating and Using Relevant Knowledge
66%
Making Decisions and Solving Problems
66%
Performing Administrative Activities
64%
Organizing, Planning, and Prioritizing Work
63%
Identifying Objects, Actions, and Events
61%
Interpreting the Meaning of Information for Others
60%
Monitoring Processes, Materials, or Surroundings
55%
Analyzing Data or Information
50%
Resolving Conflicts and Negotiating with Others
49%
Training and Teaching Others
42%
Assisting and Caring for Others
41%
Performing for or Working Directly with the Public
40%
Developing and Building Teams
39%
Judging the Qualities of Objects, Services, or People
38%
Thinking Creatively
31%
Coordinating the Work and Activities of Others
30%
Providing Consultation and Advice to Others
30%
Developing Objectives and Strategies
29%
Estimating the Quantifiable Characteristics of Products, Events, or Information
29%
Scheduling Work and Activities
28%
Inspecting Equipment, Structures, or Materials
28%
Coaching and Developing Others
27%
Selling or Influencing Others
24%
Handling and Moving Objects
17%
Monitoring and Controlling Resources
17%
Guiding, Directing, and Motivating Subordinates
16%
Controlling Machines and Processes
15%
Performing General Physical Activities
14%
Staffing Organizational Units
6%
Operating Vehicles, Mechanized Devices, or Equipment
4%
Repairing and Maintaining Electronic Equipment
4%
Repairing and Maintaining Mechanical Equipment
1%
Drafting, Laying Out, and Specifying Technical Devices, Parts, and Equipment
1%

Work Context

E-Mail

How frequently does your job require you to use E-mail?

100%

Spend Time Sitting

How much does this job require sitting?

97%

Telephone Conversations

How often do you have telephone conversations in this job?

96%

Importance of Being Exact or Accurate

How important is being very exact or highly accurate in performing this job?

88%

Importance of Repeating Same Tasks

How important are continuous, repetitive, physical activities (like key entry) or mental activities (like checking entries in a ledger) to performing this job?

87%

Indoors, Environmentally Controlled

How often does this job require working indoors in an environmentally controlled environment (like a warehouse with air conditioning)?

86%

Contact With Others

How much does this job require the worker to be in contact with others (face-to-face, by telephone, or otherwise) in order to perform it?

83%

Determine Tasks, Priorities and Goals

How much freedom does the worker have in determining the tasks, priorities, or goals of the job?

79%

Written Letters and Memos

How frequently does your job require written letters and memos?

77%

Work With or Contribute to a Work Group or Team

How important is it to work with or contribute to a work group or team in this job?

76%

Time Pressure

How often does this job require the worker to meet strict deadlines?

74%

Face-to-Face Discussions with Individuals and Within Teams

How frequently does your job require face-to-face discussions with individuals and within teams?

72%

Spend Time Making Repetitive Motions

How much does this job require making repetitive motions?

72%

Frequency of Decision Making

How often is the worker required to make decisions that affect other people, the financial resources, and/or the image and reputation of the organization?

70%

Freedom to Make Decisions

How much decision making freedom, without supervision, does the job offer?

69%

Deal With External Customers or the Public in General

How important is it to deal with external customers (as in retail sales) or the public in general (as in police work) in this job?

65%

Impact of Decisions on Co-workers or Company Results

What results do your decisions usually have on other people or the image or reputation or financial resources of your employer?

65%

Degree of Automation

How automated is the job?

55%

Coordinate or Lead Others in Accomplishing Work Activities

How important is it to coordinate or lead others (not as a supervisor or team leader) in accomplishing work activities in this job?

51%

Dealing With Unpleasant, Angry, or Discourteous People

How frequently does the worker have to deal with unpleasant, angry, or discourteous individuals as part of the job requirements?

51%

Physical Proximity

To what extent does this job require the worker to perform job tasks physically close to other people?

47%

Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls

How much does this job require using your hands to handle, control, or feel objects, tools or controls?

47%

Conflict Situations

How frequently are there conflict situations the employee has to face in this job?

46%

Exposed to Sounds, Noise Levels that are Distracting or Uncomfortable

How often does this job require working exposed to sounds and noise levels that are distracting or uncomfortable?

42%

Duration of Typical Work Week

Number of hours typically worked in one week.

41%

Level of Competition

To what extent does this job require the worker to compete or to be aware of competitive pressures?

40%

Work Outcomes and Results of Other Workers

How responsible is the worker for work outcomes and results of other workers?

36%

Consequence of Error

How serious would the result usually be if the worker made a mistake that was not easily correctable?

33%

Health and Safety of Other Workers

How much responsibility is there for the health and safety of others in this job?

28%

Pace Determined by Speed of Equipment

How important is it to this job that the pace is determined by the speed of equipment or machinery? (This does not refer to keeping busy at all times on this job.)

16%

Spend Time Standing

How much does this job require standing?

14%

Spend Time Walking or Running

How much does this job require walking or running?

12%

Public Speaking

How frequently does your job require public speaking (one speaker with an audience)?

9%

Dealing with Violent or Physically Aggressive People

How frequently does this job require the worker to deal with physical aggression of violent individuals?

7%

Exposed to Extremely Bright or Inadequate Lighting Conditions

How often does this job require working in extremely bright or inadequate lighting conditions?

7%

Exposed to Cramped Work Space, Awkward Positions

How often does this job require working in cramped work spaces that requires getting into awkward positions?

5%

Indoors, Not Environmentally Controlled

How often does this job require working in an environment that is not environmentally controlled (like a warehouse without air conditioning)?

5%

Spend Time Bending or Twisting Your Body

How much does this job require bending or twisting your body?

5%

Spend Time Kneeling, Crouching, Stooping, or Crawling

How much does this job require kneeling, crouching, stooping or crawling?

5%

In an Enclosed Vehicle or Operate Enclosed Equipment

How often does this job require working in a closed vehicle or operate enclosed equipment (like a car)?

4%

Exposed to Very Hot or Cold Temperatures

How often does this job require working in very hot (above 90 F degrees) or very cold (below 32 F degrees) temperatures?

2%

Exposed to Contaminants

How often does this job require working exposed to contaminants (such as pollutants, gases, dust or odors)?

1%

Outdoors, Exposed to All Weather Conditions

How often does this job require working outdoors, exposed to all weather conditions?

1%

Work Schedules

How regular are the work schedules for this job?

1%

Exposed to Disease or Infections

How often does this job require exposure to disease/infections?

0%

Exposed to Hazardous Conditions

How often does this job require exposure to hazardous conditions?

0%

Exposed to Hazardous Equipment

How often does this job require exposure to hazardous equipment?

0%

Exposed to High Places

How often does this job require exposure to high places?

0%

Exposed to Minor Burns, Cuts, Bites, or Stings

How often does this job require exposure to minor burns, cuts, bites, or stings?

0%

Exposed to Radiation

How often does this job require exposure to radiation?

0%

Exposed to Whole Body Vibration

How often does this job require exposure to whole body vibration (like operating a jackhammer or earth moving equipment)?

0%

In an Open Vehicle or Operating Equipment

How often does this job require working in an open vehicle or operating equipment (like a tractor)?

0%

Outdoors, Under Cover

How often does this job require working outdoors, under cover (like in an open shed)?

0%

Spend Time Climbing Ladders, Scaffolds, or Poles

How much does this job require climbing ladders, scaffolds, poles, etc.?

0%

Spend Time Keeping or Regaining Balance

How much does this job require keeping or regaining your balance?

0%

Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets

How often does this job require wearing common protective or safety equipment such as safety shoes, glasses, gloves, hearing protection, hard hats or life-jackets?

0%

Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection

How often does this job require wearing specialized protective or safety equipment such as breathing apparatus, safety harness, full protection suits, or radiation protection?

0%

Education

High school diploma or equivalent

55%

Associate's degree

21%

Some college, no degree

9%

Interests

Conventional

Work involves following procedures and regulations to organize information or data, typically in a business setting. Conventional occupations are often associated with office work, accounting, mathematics/statistics, information technology, finance, or hum

100

Enterprising

Work involves managing, negotiating, marketing, or selling, typically in a business setting, or leading or advising people in political and legal situations. Enterprising occupations are often associated with business initiatives, sales, marketing/advertis

48

Social

Work involves helping, teaching, advising, assisting, or providing service to others. Social occupations are often associated with social, health care, personal service, teaching/education, or religious activities.

26

Investigative

Work involves studying and researching non-living objects, living organisms, disease or other forms of impairment, or human behavior. Investigative occupations are often associated with physical, life, medical, or social sciences, and can be found in the f

24

Realistic

Work involves designing, building, or repairing of equipment, materials, or structures, engaging in physical activity, or working outdoors. Realistic occupations are often associated with engineering, mechanics and electronics, construction, woodworking, t

3

Artistic

Work involves creating original visual artwork, performances, written works, food, or music for a variety of media, or applying artistic principles to the design of various objects and materials. Artistic occupations are often associated with visual arts,

0

Work Styles

Attention to Detail
91%
Dependability
87%
Integrity
70%
Cautiousness
62%
Cooperation
47%
Self-Control
42%
Stress Tolerance
36%
Sincerity
35%
Perseverance
30%
Social Orientation
27%
Empathy
26%
Achievement Orientation
25%
Humility
21%
Adaptability
18%
Self-Confidence
16%
Optimism
14%
Initiative
11%
Intellectual Curiosity
4%

Work Values

Relationships
61%
Support
58%
Independence
39%
Achievement
33%
Working Conditions
33%
Recognition
22%

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