Attuari
Analizzare dati statistici, come mortalità, incidenti, malattia, invalidità e tassi di pensionamento e costruire tabelle di probabilità per prevedere il rischio e la responsabilità per il pagamento di benefici futuri. Può accertare le tariffe assicurative richieste e le riserve di cassa necessarie per garantire il pagamento delle prestazioni future.
Strumenti tecnologici
Attività principali
- Ascertain premium rates required and cash reserves and liabilities necessary to ensure payment of future benefits.
- Collaborate with programmers, underwriters, accounts, claims experts, and senior management to help companies develop plans for new lines of business or improvements to existing business.
- Analyze statistical information to estimate mortality, accident, sickness, disability, and retirement rates.
- Design, review, and help administer insurance, annuity and pension plans, determining financial soundness and calculating premiums.
- Determinare o aiutare a determinare la politica aziendale e spiegare questioni tecniche complesse a dirigenti aziendali, funzionari governativi, azionisti, assicurati o al pubblico.
- Costruisci tabelle di probabilità per eventi quali incendi, disastri naturali e disoccupazione, sulla base dell'analisi di dati statistici e altre informazioni pertinenti.
- Provide advice to clients on a contract basis, working as a consultant.
- Determine equitable basis for distributing surplus earnings under participating insurance and annuity contracts in mutual companies.
- Negotiate terms and conditions of reinsurance with other companies.
- Provide expertise to help financial institutions manage risks and maximize returns associated with investment products or credit offerings.
- Testify before public agencies on proposed legislation affecting businesses.
- Determine policy contract provisions for each type of insurance.
- Testify in court as expert witness or to provide legal evidence on matters such as the value of potential lifetime earnings of a person disabled or killed in an accident.
- Explain changes in contract provisions to customers.
- Manage credit and help price corporate security offerings.
Competenze
Conoscenze
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Abilità
Attività lavorative
Contesto lavorativo
How frequently does your job require you to use E-mail?
100%
Indoors, Environmentally Controlled
How often does this job require working indoors in an environmentally controlled environment (like a warehouse with air conditioning)?
100%
Spend Time Sitting
How much does this job require sitting?
98%
Face-to-Face Discussions with Individuals and Within Teams
How frequently does your job require face-to-face discussions with individuals and within teams?
90%
Telephone Conversations
How often do you have telephone conversations in this job?
87%
Importance of Being Exact or Accurate
How important is being very exact or highly accurate in performing this job?
86%
Work With or Contribute to a Work Group or Team
How important is it to work with or contribute to a work group or team in this job?
80%
Duration of Typical Work Week
Number of hours typically worked in one week.
79%
Impact of Decisions on Co-workers or Company Results
What results do your decisions usually have on other people or the image or reputation or financial resources of your employer?
74%
Determine Tasks, Priorities and Goals
How much freedom does the worker have in determining the tasks, priorities, or goals of the job?
72%
Freedom to Make Decisions
How much decision making freedom, without supervision, does the job offer?
72%
Written Letters and Memos
How frequently does your job require written letters and memos?
71%
Contact With Others
How much does this job require the worker to be in contact with others (face-to-face, by telephone, or otherwise) in order to perform it?
70%
Level of Competition
To what extent does this job require the worker to compete or to be aware of competitive pressures?
66%
Time Pressure
How often does this job require the worker to meet strict deadlines?
62%
Importance of Repeating Same Tasks
How important are continuous, repetitive, physical activities (like key entry) or mental activities (like checking entries in a ledger) to performing this job?
56%
Frequency of Decision Making
How often is the worker required to make decisions that affect other people, the financial resources, and/or the image and reputation of the organization?
52%
Work Outcomes and Results of Other Workers
How responsible is the worker for work outcomes and results of other workers?
51%
Coordinate or Lead Others in Accomplishing Work Activities
How important is it to coordinate or lead others (not as a supervisor or team leader) in accomplishing work activities in this job?
45%
Physical Proximity
To what extent does this job require the worker to perform job tasks physically close to other people?
43%
Deal With External Customers or the Public in General
How important is it to deal with external customers (as in retail sales) or the public in general (as in police work) in this job?
36%
Consequence of Error
How serious would the result usually be if the worker made a mistake that was not easily correctable?
34%
Degree of Automation
How automated is the job?
32%
Conflict Situations
How frequently are there conflict situations the employee has to face in this job?
30%
Public Speaking
How frequently does your job require public speaking (one speaker with an audience)?
30%
Spend Time Making Repetitive Motions
How much does this job require making repetitive motions?
29%
Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls
How much does this job require using your hands to handle, control, or feel objects, tools or controls?
20%
Dealing With Unpleasant, Angry, or Discourteous People
How frequently does the worker have to deal with unpleasant, angry, or discourteous individuals as part of the job requirements?
17%
Exposed to Sounds, Noise Levels that are Distracting or Uncomfortable
How often does this job require working exposed to sounds and noise levels that are distracting or uncomfortable?
16%
Spend Time Standing
How much does this job require standing?
15%
Health and Safety of Other Workers
How much responsibility is there for the health and safety of others in this job?
14%
Work Schedules
How regular are the work schedules for this job?
11%
Spend Time Walking or Running
How much does this job require walking or running?
8%
Dealing with Violent or Physically Aggressive People
How frequently does this job require the worker to deal with physical aggression of violent individuals?
3%
Pace Determined by Speed of Equipment
How important is it to this job that the pace is determined by the speed of equipment or machinery? (This does not refer to keeping busy at all times on this job.)
3%
Exposed to Contaminants
How often does this job require working exposed to contaminants (such as pollutants, gases, dust or odors)?
1%
Exposed to Extremely Bright or Inadequate Lighting Conditions
How often does this job require working in extremely bright or inadequate lighting conditions?
1%
Exposed to Minor Burns, Cuts, Bites, or Stings
How often does this job require exposure to minor burns, cuts, bites, or stings?
1%
Exposed to Very Hot or Cold Temperatures
How often does this job require working in very hot (above 90 F degrees) or very cold (below 32 F degrees) temperatures?
1%
Spend Time Bending or Twisting Your Body
How much does this job require bending or twisting your body?
1%
Spend Time Keeping or Regaining Balance
How much does this job require keeping or regaining your balance?
1%
Exposed to Cramped Work Space, Awkward Positions
How often does this job require working in cramped work spaces that requires getting into awkward positions?
0%
Exposed to Disease or Infections
How often does this job require exposure to disease/infections?
0%
Exposed to Hazardous Conditions
How often does this job require exposure to hazardous conditions?
0%
Exposed to Hazardous Equipment
How often does this job require exposure to hazardous equipment?
0%
Exposed to High Places
How often does this job require exposure to high places?
0%
Exposed to Radiation
How often does this job require exposure to radiation?
0%
Exposed to Whole Body Vibration
How often does this job require exposure to whole body vibration (like operating a jackhammer or earth moving equipment)?
0%
In an Enclosed Vehicle or Operate Enclosed Equipment
How often does this job require working in a closed vehicle or operate enclosed equipment (like a car)?
0%
In an Open Vehicle or Operating Equipment
How often does this job require working in an open vehicle or operating equipment (like a tractor)?
0%
Indoors, Not Environmentally Controlled
How often does this job require working in an environment that is not environmentally controlled (like a warehouse without air conditioning)?
0%
Outdoors, Exposed to All Weather Conditions
How often does this job require working outdoors, exposed to all weather conditions?
0%
Outdoors, Under Cover
How often does this job require working outdoors, under cover (like in an open shed)?
0%
Spend Time Climbing Ladders, Scaffolds, or Poles
How much does this job require climbing ladders, scaffolds, poles, etc.?
0%
Spend Time Kneeling, Crouching, Stooping, or Crawling
How much does this job require kneeling, crouching, stooping or crawling?
0%
Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets
How often does this job require wearing common protective or safety equipment such as safety shoes, glasses, gloves, hearing protection, hard hats or life-jackets?
0%
Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection
How often does this job require wearing specialized protective or safety equipment such as breathing apparatus, safety harness, full protection suits, or radiation protection?
0%
Istruzione
Bachelor's degree
Post-baccalaureate certificate
Professional degree
Interessi
Conventional
Work involves following procedures and regulations to organize information or data, typically in a business setting. Conventional occupations are often associated with office work, accounting, mathematics/statistics, information technology, finance, or hum
Investigative
Work involves studying and researching non-living objects, living organisms, disease or other forms of impairment, or human behavior. Investigative occupations are often associated with physical, life, medical, or social sciences, and can be found in the f
Enterprising
Work involves managing, negotiating, marketing, or selling, typically in a business setting, or leading or advising people in political and legal situations. Enterprising occupations are often associated with business initiatives, sales, marketing/advertis
Social
Work involves helping, teaching, advising, assisting, or providing service to others. Social occupations are often associated with social, health care, personal service, teaching/education, or religious activities.
Realistic
Work involves designing, building, or repairing of equipment, materials, or structures, engaging in physical activity, or working outdoors. Realistic occupations are often associated with engineering, mechanics and electronics, construction, woodworking, t
Artistic
Work involves creating original visual artwork, performances, written works, food, or music for a variety of media, or applying artistic principles to the design of various objects and materials. Artistic occupations are often associated with visual arts,
Stili di lavoro
Valori lavorativi
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