41-3021.00

Insurance Sales Agents

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Key Tasks

  • Customize insurance programs to suit individual customers, often covering a variety of risks.
  • Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.
  • Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.
  • Perform administrative tasks, such as maintaining records and handling policy renewals.
  • Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
  • Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
  • Confer with clients to obtain and provide information when claims are made on a policy.
  • Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
  • Contact underwriter and submit forms to obtain binder coverage.
  • Select company that offers type of coverage requested by client to underwrite policy.
  • Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.
  • Develop marketing strategies to compete with other individuals or companies who sell insurance.
  • Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.
  • Calculate premiums and establish payment method.
  • Plan and oversee incorporation of insurance program into bookkeeping system of company.
  • Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.
  • Attend meetings, seminars, and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.
  • Install bookkeeping systems and resolve system problems.
  • Explain necessary bookkeeping requirements for customer to implement and provide group insurance program.

Skills

Reading Comprehension
75%
Active Listening
72%
Speaking
72%
Critical Thinking
69%
Persuasion
66%
Writing
66%
Time Management
63%
Service Orientation
60%
Negotiation
56%
Social Perceptiveness
53%
Active Learning
50%
Coordination
50%
Judgment and Decision Making
50%
Mathematics
50%
Complex Problem Solving
47%
Monitoring
47%
Learning Strategies
44%
Systems Analysis
44%
Systems Evaluation
44%
Instructing
41%
Management of Personnel Resources
25%
Operations Analysis
22%
Operation and Control
19%
Operations Monitoring
19%
Programming
19%
Technology Design
19%
Management of Financial Resources
6%
Management of Material Resources
3%
Quality Control Analysis
3%
Science
3%
Equipment Maintenance
0%
Equipment Selection
0%
Installation
0%
Repairing
0%
Troubleshooting
0%

Knowledge

Customer and Personal Service
92%
Sales and Marketing
91%
English Language
78%
Mathematics
65%
Law and Government
64%
Transportation
62%
Administration and Management
60%
Communications and Media
52%
Education and Training
52%
Computers and Electronics
48%
Personnel and Human Resources
46%
Economics and Accounting
42%
Administrative
39%
Public Safety and Security
37%
Telecommunications
36%
Psychology
35%
Production and Processing
32%
Geography
20%
History and Archeology
16%
Sociology and Anthropology
15%
Medicine and Dentistry
14%
Therapy and Counseling
14%
Building and Construction
5%
Philosophy and Theology
5%
Chemistry
4%
Engineering and Technology
2%
Food Production
2%
Design
1%
Fine Arts
1%
Foreign Language
1%
Mechanical
1%
Biology
0%
Physics
0%

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Abilities

Oral Comprehension
75%
Oral Expression
75%
Written Comprehension
75%
Speech Clarity
69%
Speech Recognition
66%
Written Expression
66%
Near Vision
63%
Deductive Reasoning
56%
Problem Sensitivity
56%
Category Flexibility
53%
Inductive Reasoning
53%
Information Ordering
53%
Mathematical Reasoning
53%
Number Facility
50%
Flexibility of Closure
47%
Fluency of Ideas
47%
Originality
44%
Selective Attention
44%
Perceptual Speed
41%
Time Sharing
41%
Speed of Closure
38%
Far Vision
35%
Memorization
31%
Visualization
25%
Auditory Attention
22%
Finger Dexterity
19%
Hearing Sensitivity
19%
Trunk Strength
19%
Visual Color Discrimination
19%
Control Precision
13%
Wrist-Finger Speed
13%
Depth Perception
10%
Multilimb Coordination
10%
Arm-Hand Steadiness
0%
Dynamic Flexibility
0%
Dynamic Strength
0%
Explosive Strength
0%
Extent Flexibility
0%
Glare Sensitivity
0%
Gross Body Coordination
0%
Gross Body Equilibrium
0%
Manual Dexterity
0%
Night Vision
0%
Peripheral Vision
0%
Rate Control
0%
Reaction Time
0%
Response Orientation
0%
Sound Localization
0%
Spatial Orientation
0%
Speed of Limb Movement
0%
Stamina
0%
Static Strength
0%

Work Activities

Establishing and Maintaining Interpersonal Relationships
81%
Getting Information
76%
Selling or Influencing Others
75%
Working with Computers
72%
Organizing, Planning, and Prioritizing Work
67%
Evaluating Information to Determine Compliance with Standards
62%
Making Decisions and Solving Problems
62%
Performing for or Working Directly with the Public
60%
Processing Information
59%
Developing Objectives and Strategies
58%
Performing Administrative Activities
58%
Updating and Using Relevant Knowledge
58%
Analyzing Data or Information
57%
Communicating with Supervisors, Peers, or Subordinates
57%
Communicating with People Outside the Organization
56%
Scheduling Work and Activities
56%
Documenting/Recording Information
54%
Identifying Objects, Actions, and Events
53%
Judging the Qualities of Objects, Services, or People
53%
Thinking Creatively
53%
Interpreting the Meaning of Information for Others
51%
Monitoring Processes, Materials, or Surroundings
51%
Resolving Conflicts and Negotiating with Others
51%
Providing Consultation and Advice to Others
41%
Developing and Building Teams
40%
Estimating the Quantifiable Characteristics of Products, Events, or Information
37%
Coordinating the Work and Activities of Others
34%
Guiding, Directing, and Motivating Subordinates
30%
Training and Teaching Others
29%
Coaching and Developing Others
27%
Inspecting Equipment, Structures, or Materials
27%
Monitoring and Controlling Resources
27%
Assisting and Caring for Others
26%
Operating Vehicles, Mechanized Devices, or Equipment
25%
Handling and Moving Objects
17%
Performing General Physical Activities
17%
Staffing Organizational Units
15%
Controlling Machines and Processes
12%
Repairing and Maintaining Electronic Equipment
12%
Drafting, Laying Out, and Specifying Technical Devices, Parts, and Equipment
11%
Repairing and Maintaining Mechanical Equipment
6%

Work Context

E-Mail

How frequently does your job require you to use E-mail?

100%

Telephone Conversations

How often do you have telephone conversations in this job?

100%

Deal With External Customers or the Public in General

How important is it to deal with external customers (as in retail sales) or the public in general (as in police work) in this job?

99%

Face-to-Face Discussions with Individuals and Within Teams

How frequently does your job require face-to-face discussions with individuals and within teams?

98%

Frequency of Decision Making

How often is the worker required to make decisions that affect other people, the financial resources, and/or the image and reputation of the organization?

95%

Contact With Others

How much does this job require the worker to be in contact with others (face-to-face, by telephone, or otherwise) in order to perform it?

93%

Importance of Being Exact or Accurate

How important is being very exact or highly accurate in performing this job?

93%

Duration of Typical Work Week

Number of hours typically worked in one week.

91%

Spend Time Sitting

How much does this job require sitting?

90%

Time Pressure

How often does this job require the worker to meet strict deadlines?

88%

Impact of Decisions on Co-workers or Company Results

What results do your decisions usually have on other people or the image or reputation or financial resources of your employer?

86%

Determine Tasks, Priorities and Goals

How much freedom does the worker have in determining the tasks, priorities, or goals of the job?

78%

Indoors, Environmentally Controlled

How often does this job require working indoors in an environmentally controlled environment (like a warehouse with air conditioning)?

77%

Freedom to Make Decisions

How much decision making freedom, without supervision, does the job offer?

72%

Written Letters and Memos

How frequently does your job require written letters and memos?

72%

Level of Competition

To what extent does this job require the worker to compete or to be aware of competitive pressures?

71%

Importance of Repeating Same Tasks

How important are continuous, repetitive, physical activities (like key entry) or mental activities (like checking entries in a ledger) to performing this job?

70%

Work With or Contribute to a Work Group or Team

How important is it to work with or contribute to a work group or team in this job?

67%

In an Enclosed Vehicle or Operate Enclosed Equipment

How often does this job require working in a closed vehicle or operate enclosed equipment (like a car)?

63%

Conflict Situations

How frequently are there conflict situations the employee has to face in this job?

61%

Physical Proximity

To what extent does this job require the worker to perform job tasks physically close to other people?

61%

Coordinate or Lead Others in Accomplishing Work Activities

How important is it to coordinate or lead others (not as a supervisor or team leader) in accomplishing work activities in this job?

57%

Dealing With Unpleasant, Angry, or Discourteous People

How frequently does the worker have to deal with unpleasant, angry, or discourteous individuals as part of the job requirements?

54%

Consequence of Error

How serious would the result usually be if the worker made a mistake that was not easily correctable?

50%

Degree of Automation

How automated is the job?

44%

Outdoors, Exposed to All Weather Conditions

How often does this job require working outdoors, exposed to all weather conditions?

34%

Public Speaking

How frequently does your job require public speaking (one speaker with an audience)?

31%

Exposed to Sounds, Noise Levels that are Distracting or Uncomfortable

How often does this job require working exposed to sounds and noise levels that are distracting or uncomfortable?

29%

Spend Time Making Repetitive Motions

How much does this job require making repetitive motions?

29%

Work Outcomes and Results of Other Workers

How responsible is the worker for work outcomes and results of other workers?

29%

Indoors, Not Environmentally Controlled

How often does this job require working in an environment that is not environmentally controlled (like a warehouse without air conditioning)?

27%

Spend Time Standing

How much does this job require standing?

23%

Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls

How much does this job require using your hands to handle, control, or feel objects, tools or controls?

23%

Health and Safety of Other Workers

How much responsibility is there for the health and safety of others in this job?

21%

Exposed to Cramped Work Space, Awkward Positions

How often does this job require working in cramped work spaces that requires getting into awkward positions?

19%

Spend Time Walking or Running

How much does this job require walking or running?

19%

Work Schedules

How regular are the work schedules for this job?

19%

Exposed to Contaminants

How often does this job require working exposed to contaminants (such as pollutants, gases, dust or odors)?

18%

Exposed to Extremely Bright or Inadequate Lighting Conditions

How often does this job require working in extremely bright or inadequate lighting conditions?

17%

Outdoors, Under Cover

How often does this job require working outdoors, under cover (like in an open shed)?

16%

Exposed to Disease or Infections

How often does this job require exposure to disease/infections?

10%

Exposed to Very Hot or Cold Temperatures

How often does this job require working in very hot (above 90 F degrees) or very cold (below 32 F degrees) temperatures?

10%

Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets

How often does this job require wearing common protective or safety equipment such as safety shoes, glasses, gloves, hearing protection, hard hats or life-jackets?

9%

Spend Time Bending or Twisting Your Body

How much does this job require bending or twisting your body?

6%

Exposed to Minor Burns, Cuts, Bites, or Stings

How often does this job require exposure to minor burns, cuts, bites, or stings?

5%

Spend Time Keeping or Regaining Balance

How much does this job require keeping or regaining your balance?

5%

Spend Time Kneeling, Crouching, Stooping, or Crawling

How much does this job require kneeling, crouching, stooping or crawling?

5%

Dealing with Violent or Physically Aggressive People

How frequently does this job require the worker to deal with physical aggression of violent individuals?

3%

Exposed to High Places

How often does this job require exposure to high places?

3%

Exposed to Radiation

How often does this job require exposure to radiation?

3%

Exposed to Hazardous Conditions

How often does this job require exposure to hazardous conditions?

2%

Exposed to Hazardous Equipment

How often does this job require exposure to hazardous equipment?

0%

Exposed to Whole Body Vibration

How often does this job require exposure to whole body vibration (like operating a jackhammer or earth moving equipment)?

0%

In an Open Vehicle or Operating Equipment

How often does this job require working in an open vehicle or operating equipment (like a tractor)?

0%

Pace Determined by Speed of Equipment

How important is it to this job that the pace is determined by the speed of equipment or machinery? (This does not refer to keeping busy at all times on this job.)

0%

Spend Time Climbing Ladders, Scaffolds, or Poles

How much does this job require climbing ladders, scaffolds, poles, etc.?

0%

Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection

How often does this job require wearing specialized protective or safety equipment such as breathing apparatus, safety harness, full protection suits, or radiation protection?

0%

Education

Bachelor's degree

0%

Associate's degree

0%

High school diploma or equivalent

0%

Interests

Enterprising

Work involves managing, negotiating, marketing, or selling, typically in a business setting, or leading or advising people in political and legal situations. Enterprising occupations are often associated with business initiatives, sales, marketing/advertis

81

Conventional

Work involves following procedures and regulations to organize information or data, typically in a business setting. Conventional occupations are often associated with office work, accounting, mathematics/statistics, information technology, finance, or hum

72

Social

Work involves helping, teaching, advising, assisting, or providing service to others. Social occupations are often associated with social, health care, personal service, teaching/education, or religious activities.

45

Investigative

Work involves studying and researching non-living objects, living organisms, disease or other forms of impairment, or human behavior. Investigative occupations are often associated with physical, life, medical, or social sciences, and can be found in the f

22

Artistic

Work involves creating original visual artwork, performances, written works, food, or music for a variety of media, or applying artistic principles to the design of various objects and materials. Artistic occupations are often associated with visual arts,

3

Realistic

Work involves designing, building, or repairing of equipment, materials, or structures, engaging in physical activity, or working outdoors. Realistic occupations are often associated with engineering, mechanics and electronics, construction, woodworking, t

2

Work Styles

Social Orientation
91%
Dependability
85%
Perseverance
81%
Achievement Orientation
75%
Integrity
74%
Self-Confidence
73%
Attention to Detail
69%
Initiative
68%
Optimism
66%
Self-Control
57%
Adaptability
56%
Cooperation
54%
Stress Tolerance
53%
Empathy
51%
Sincerity
44%
Tolerance for Ambiguity
44%
Leadership Orientation
43%
Cautiousness
40%
Innovation
39%
Intellectual Curiosity
27%

Work Values

Independence
72%
Relationships
72%
Achievement
67%
Support
61%
Working Conditions
47%
Recognition
45%

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