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Personal Financial Advisors

Lebenslauf erstellen

Hauptaufgaben

  • Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.
  • Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.
  • Answer clients' questions about the purposes and details of financial plans and strategies.
  • Review clients' accounts and plans regularly to determine whether life changes, economic changes, environmental concerns, or financial performance indicate a need for plan reassessment.
  • Manage client portfolios, keeping client plans up-to-date.
  • Recommend to clients strategies in cash management, insurance coverage, investment planning, or other areas to help them achieve their financial goals.
  • Recommend financial products, such as stocks, bonds, mutual funds, or insurance.
  • Implement financial planning recommendations, or refer clients to someone who can assist them with plan implementation.
  • Contact clients periodically to determine any changes in their financial status.
  • Prepare or interpret for clients information, such as investment performance reports, financial document summaries, or income projections.
  • Explain to clients the personal financial advisor's responsibilities and the types of services to be provided.
  • Investigate available investment opportunities to determine compatibility with client financial plans.
  • Guide clients in the gathering of information, such as bank account records, income tax returns, life and disability insurance records, pension plans, or wills.
  • Open accounts for clients, and disburse funds from accounts to creditors as agent for clients.
  • Monitor financial market trends to ensure that client plans are responsive.
  • Recruit and maintain client bases.
  • Meet with clients' other advisors, such as attorneys, accountants, trust officers, or investment bankers, to fully understand clients' financial goals and circumstances.
  • Devise debt liquidation plans that include payoff priorities and timelines.
  • Inform clients about tax benefits, government rebates, or other financial benefits of alternative-fuel vehicle purchases or energy-efficient home construction, improvements, or remodeling.
  • Recommend environmentally responsible investments, such as cleantech, alternative energy, or conservation technologies, companies, or funds.
  • Conduct seminars or workshops on financial planning topics, such as retirement planning, estate planning, or the evaluation of severance packages.

Fähigkeiten

Active Listening
78%
Reading Comprehension
78%
Speaking
75%
Writing
72%
Critical Thinking
69%
Complex Problem Solving
66%
Judgment and Decision Making
66%
Mathematics
66%
Service Orientation
66%
Social Perceptiveness
66%
Persuasion
60%
Systems Analysis
60%
Systems Evaluation
60%
Active Learning
56%
Monitoring
53%
Coordination
50%
Instructing
50%
Learning Strategies
50%
Negotiation
50%
Time Management
50%
Management of Financial Resources
47%
Operations Analysis
38%
Management of Personnel Resources
28%
Management of Material Resources
22%
Quality Control Analysis
19%
Operations Monitoring
16%
Programming
16%
Technology Design
13%
Science
10%
Equipment Maintenance
0%
Equipment Selection
0%
Installation
0%
Operation and Control
0%
Repairing
0%
Troubleshooting
0%

Wissen

Customer and Personal Service
86%
Economics and Accounting
77%
English Language
73%
Mathematics
68%
Psychology
52%
Administration and Management
47%
Sales and Marketing
47%
Computers and Electronics
46%
Law and Government
43%
Administrative
41%
Communications and Media
40%
Education and Training
37%
Therapy and Counseling
35%
Personnel and Human Resources
29%
Telecommunications
24%
Production and Processing
15%
Engineering and Technology
13%
Sociology and Anthropology
13%
Philosophy and Theology
11%
Geography
8%
History and Archeology
7%
Public Safety and Security
6%
Design
4%
Fine Arts
3%
Foreign Language
2%
Mechanical
1%
Medicine and Dentistry
1%
Transportation
1%
Biology
0%
Building and Construction
0%
Chemistry
0%
Food Production
0%
Physics
0%

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Fertigkeiten

Oral Comprehension
75%
Oral Expression
75%
Speech Clarity
75%
Written Comprehension
75%
Inductive Reasoning
72%
Deductive Reasoning
69%
Near Vision
69%
Number Facility
69%
Written Expression
69%
Mathematical Reasoning
66%
Problem Sensitivity
66%
Speech Recognition
66%
Information Ordering
60%
Fluency of Ideas
53%
Category Flexibility
50%
Originality
50%
Perceptual Speed
47%
Selective Attention
47%
Flexibility of Closure
44%
Memorization
41%
Speed of Closure
41%
Time Sharing
41%
Far Vision
38%
Visualization
25%
Auditory Attention
19%
Trunk Strength
19%
Visual Color Discrimination
19%
Hearing Sensitivity
16%
Wrist-Finger Speed
13%
Depth Perception
10%
Finger Dexterity
10%
Arm-Hand Steadiness
0%
Control Precision
0%
Dynamic Flexibility
0%
Dynamic Strength
0%
Explosive Strength
0%
Extent Flexibility
0%
Glare Sensitivity
0%
Gross Body Coordination
0%
Gross Body Equilibrium
0%
Manual Dexterity
0%
Multilimb Coordination
0%
Night Vision
0%
Peripheral Vision
0%
Rate Control
0%
Reaction Time
0%
Response Orientation
0%
Sound Localization
0%
Spatial Orientation
0%
Speed of Limb Movement
0%
Stamina
0%
Static Strength
0%

Arbeitsaktivitäten

Getting Information
94%
Analyzing Data or Information
92%
Working with Computers
91%
Establishing and Maintaining Interpersonal Relationships
89%
Making Decisions and Solving Problems
89%
Processing Information
87%
Updating and Using Relevant Knowledge
87%
Interpreting the Meaning of Information for Others
81%
Communicating with People Outside the Organization
80%
Documenting/Recording Information
76%
Organizing, Planning, and Prioritizing Work
76%
Evaluating Information to Determine Compliance with Standards
75%
Providing Consultation and Advice to Others
75%
Developing Objectives and Strategies
73%
Communicating with Supervisors, Peers, or Subordinates
69%
Performing for or Working Directly with the Public
62%
Scheduling Work and Activities
62%
Selling or Influencing Others
61%
Identifying Objects, Actions, and Events
60%
Thinking Creatively
60%
Assisting and Caring for Others
57%
Performing Administrative Activities
56%
Training and Teaching Others
56%
Coaching and Developing Others
53%
Estimating the Quantifiable Characteristics of Products, Events, or Information
52%
Judging the Qualities of Objects, Services, or People
52%
Guiding, Directing, and Motivating Subordinates
50%
Resolving Conflicts and Negotiating with Others
50%
Developing and Building Teams
49%
Monitoring Processes, Materials, or Surroundings
47%
Coordinating the Work and Activities of Others
44%
Monitoring and Controlling Resources
36%
Staffing Organizational Units
28%
Repairing and Maintaining Electronic Equipment
5%
Inspecting Equipment, Structures, or Materials
3%
Handling and Moving Objects
2%
Operating Vehicles, Mechanized Devices, or Equipment
2%
Performing General Physical Activities
2%
Controlling Machines and Processes
1%
Drafting, Laying Out, and Specifying Technical Devices, Parts, and Equipment
1%
Repairing and Maintaining Mechanical Equipment
1%

Arbeitskontext

E-Mail

How frequently does your job require you to use E-mail?

96%

Importance of Being Exact or Accurate

How important is being very exact or highly accurate in performing this job?

91%

Indoors, Environmentally Controlled

How often does this job require working indoors in an environmentally controlled environment (like a warehouse with air conditioning)?

91%

Telephone Conversations

How often do you have telephone conversations in this job?

90%

Spend Time Sitting

How much does this job require sitting?

86%

Determine Tasks, Priorities and Goals

How much freedom does the worker have in determining the tasks, priorities, or goals of the job?

83%

Impact of Decisions on Co-workers or Company Results

What results do your decisions usually have on other people or the image or reputation or financial resources of your employer?

80%

Face-to-Face Discussions with Individuals and Within Teams

How frequently does your job require face-to-face discussions with individuals and within teams?

78%

Frequency of Decision Making

How often is the worker required to make decisions that affect other people, the financial resources, and/or the image and reputation of the organization?

78%

Duration of Typical Work Week

Number of hours typically worked in one week.

75%

Freedom to Make Decisions

How much decision making freedom, without supervision, does the job offer?

75%

Contact With Others

How much does this job require the worker to be in contact with others (face-to-face, by telephone, or otherwise) in order to perform it?

73%

Deal With External Customers or the Public in General

How important is it to deal with external customers (as in retail sales) or the public in general (as in police work) in this job?

71%

Time Pressure

How often does this job require the worker to meet strict deadlines?

67%

Level of Competition

To what extent does this job require the worker to compete or to be aware of competitive pressures?

63%

Written Letters and Memos

How frequently does your job require written letters and memos?

61%

Work With or Contribute to a Work Group or Team

How important is it to work with or contribute to a work group or team in this job?

56%

Consequence of Error

How serious would the result usually be if the worker made a mistake that was not easily correctable?

52%

Importance of Repeating Same Tasks

How important are continuous, repetitive, physical activities (like key entry) or mental activities (like checking entries in a ledger) to performing this job?

52%

Coordinate or Lead Others in Accomplishing Work Activities

How important is it to coordinate or lead others (not as a supervisor or team leader) in accomplishing work activities in this job?

48%

Work Outcomes and Results of Other Workers

How responsible is the worker for work outcomes and results of other workers?

44%

Degree of Automation

How automated is the job?

36%

Physical Proximity

To what extent does this job require the worker to perform job tasks physically close to other people?

36%

Conflict Situations

How frequently are there conflict situations the employee has to face in this job?

33%

Dealing With Unpleasant, Angry, or Discourteous People

How frequently does the worker have to deal with unpleasant, angry, or discourteous individuals as part of the job requirements?

25%

Public Speaking

How frequently does your job require public speaking (one speaker with an audience)?

25%

Spend Time Making Repetitive Motions

How much does this job require making repetitive motions?

23%

Health and Safety of Other Workers

How much responsibility is there for the health and safety of others in this job?

16%

Spend Time Standing

How much does this job require standing?

14%

Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls

How much does this job require using your hands to handle, control, or feel objects, tools or controls?

14%

Exposed to Sounds, Noise Levels that are Distracting or Uncomfortable

How often does this job require working exposed to sounds and noise levels that are distracting or uncomfortable?

8%

In an Enclosed Vehicle or Operate Enclosed Equipment

How often does this job require working in a closed vehicle or operate enclosed equipment (like a car)?

6%

Spend Time Walking or Running

How much does this job require walking or running?

5%

Indoors, Not Environmentally Controlled

How often does this job require working in an environment that is not environmentally controlled (like a warehouse without air conditioning)?

3%

Exposed to Contaminants

How often does this job require working exposed to contaminants (such as pollutants, gases, dust or odors)?

2%

Exposed to Very Hot or Cold Temperatures

How often does this job require working in very hot (above 90 F degrees) or very cold (below 32 F degrees) temperatures?

2%

Outdoors, Exposed to All Weather Conditions

How often does this job require working outdoors, exposed to all weather conditions?

2%

Outdoors, Under Cover

How often does this job require working outdoors, under cover (like in an open shed)?

2%

Pace Determined by Speed of Equipment

How important is it to this job that the pace is determined by the speed of equipment or machinery? (This does not refer to keeping busy at all times on this job.)

2%

Work Schedules

How regular are the work schedules for this job?

2%

Dealing with Violent or Physically Aggressive People

How frequently does this job require the worker to deal with physical aggression of violent individuals?

1%

Exposed to Cramped Work Space, Awkward Positions

How often does this job require working in cramped work spaces that requires getting into awkward positions?

1%

Exposed to Disease or Infections

How often does this job require exposure to disease/infections?

1%

Exposed to Extremely Bright or Inadequate Lighting Conditions

How often does this job require working in extremely bright or inadequate lighting conditions?

1%

Exposed to Minor Burns, Cuts, Bites, or Stings

How often does this job require exposure to minor burns, cuts, bites, or stings?

1%

Exposed to Hazardous Conditions

How often does this job require exposure to hazardous conditions?

0%

Exposed to Hazardous Equipment

How often does this job require exposure to hazardous equipment?

0%

Exposed to High Places

How often does this job require exposure to high places?

0%

Exposed to Radiation

How often does this job require exposure to radiation?

0%

Exposed to Whole Body Vibration

How often does this job require exposure to whole body vibration (like operating a jackhammer or earth moving equipment)?

0%

In an Open Vehicle or Operating Equipment

How often does this job require working in an open vehicle or operating equipment (like a tractor)?

0%

Spend Time Bending or Twisting Your Body

How much does this job require bending or twisting your body?

0%

Spend Time Climbing Ladders, Scaffolds, or Poles

How much does this job require climbing ladders, scaffolds, poles, etc.?

0%

Spend Time Keeping or Regaining Balance

How much does this job require keeping or regaining your balance?

0%

Spend Time Kneeling, Crouching, Stooping, or Crawling

How much does this job require kneeling, crouching, stooping or crawling?

0%

Wear Common Protective or Safety Equipment such as Safety Shoes, Glasses, Gloves, Hearing Protection, Hard Hats, or Life Jackets

How often does this job require wearing common protective or safety equipment such as safety shoes, glasses, gloves, hearing protection, hard hats or life-jackets?

0%

Wear Specialized Protective or Safety Equipment such as Breathing Apparatus, Safety Harness, Full Protection Suits, or Radiation Protection

How often does this job require wearing specialized protective or safety equipment such as breathing apparatus, safety harness, full protection suits, or radiation protection?

0%

Ausbildung

Bachelor's degree

58%

Post-baccalaureate certificate

23%

Master's degree

12%

Interessen

Enterprising

Work involves managing, negotiating, marketing, or selling, typically in a business setting, or leading or advising people in political and legal situations. Enterprising occupations are often associated with business initiatives, sales, marketing/advertis

81

Conventional

Work involves following procedures and regulations to organize information or data, typically in a business setting. Conventional occupations are often associated with office work, accounting, mathematics/statistics, information technology, finance, or hum

76

Social

Work involves helping, teaching, advising, assisting, or providing service to others. Social occupations are often associated with social, health care, personal service, teaching/education, or religious activities.

53

Investigative

Work involves studying and researching non-living objects, living organisms, disease or other forms of impairment, or human behavior. Investigative occupations are often associated with physical, life, medical, or social sciences, and can be found in the f

36

Artistic

Work involves creating original visual artwork, performances, written works, food, or music for a variety of media, or applying artistic principles to the design of various objects and materials. Artistic occupations are often associated with visual arts,

12

Realistic

Work involves designing, building, or repairing of equipment, materials, or structures, engaging in physical activity, or working outdoors. Realistic occupations are often associated with engineering, mechanics and electronics, construction, woodworking, t

0

Arbeitsstile

Attention to Detail
100%
Integrity
98%
Dependability
88%
Cautiousness
78%
Intellectual Curiosity
78%
Social Orientation
77%
Achievement Orientation
76%
Perseverance
74%
Initiative
70%
Self-Confidence
66%
Cooperation
61%
Self-Control
61%
Sincerity
59%
Stress Tolerance
57%
Leadership Orientation
56%
Empathy
55%
Adaptability
50%
Tolerance for Ambiguity
50%
Innovation
43%
Optimism
43%
Humility
15%

Arbeitswerte

Independence
72%
Achievement
67%
Recognition
61%
Working Conditions
61%
Relationships
56%
Support
45%

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